Viva Wallet is a technologically innovative, fully integrated, self-developed payment provider and the 1st European PSP which is entirely cloud- based, over Microsoft Azure. The company was founded in 2010 and provides innovative acquiring and issuing services to businesses of any size, based on their individual needs. It is a licensed e-money institution for the provision of payment services in the 31 countries of the European Economic Area (EEA-31), a Principal Member of MasterCard and Visa for issuing and acquiring and a partner to leading global companies, such as Microsoft, Alipay, and PAX.