Innovation Through Collaboration

Visa is a global payments technology company that connects consumers, businesses and financial institutions around the world with products and services that make payments more convenient and more secure. Visa helps millions of cardholders across the world better manage their finances by enabling them to pay ahead with a prepaid card, to pay now with a debit card or to pay later with a credit card. We offer customers peace of mind in knowing they can use their cards with convenience, security and ease, virtually anywhere in the world, at any time.

https://usa.visa.com/

MasterCard is a global payments and technology company. It operates the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. MasterCard’s products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and more efficient for everyone.

https://www.mastercard.us/en-us.html

American Express is a global services company, providing customers with access to products, insights and experiences that enrich lives and build business success. American Express Company, also known as AmEx, is an American multinational financial services corporation headquartered in Three World Financial Center, Manhattan, New York City, New York, United States. Founded in 1850, it is one of the 30 components of the Dow Jones Industrial Average. The company is best known for its credit card, charge card, and traveler’s cheque businesses.

https://www.americanexpress.com/

Established in March 2002, UnionPay is a bankcard association established under the approval of the State Council and the People’s Bank of China. At present, the Shanghai-headquartered UnionPay has about 400 domestic and overseas associate members. UnionPay has become the central and pivotal part of China’s bankcard industry, and plays an essential role in the industry development. As the bankcard association in China, UnionPay operates an inter-bank transaction settlement system through which the connection and switch between banking systems and the inter-bank, cross-region and cross-border usages of bankcards issued by associate banks could be realized.

http://www.unionpayintl.com/en/

Shaping a new world of payments and trusted transactions, Worldline helps millions of businesses of all sizes to realize their ambitions -faster, simpler, and more securely. The company offers advanced payments technology, local payments expertise, and solutions customized for hundreds of markets and industries.

https://worldline.com/

Viva.com is a leading acquirer, entirely built on Microsoft Azure, providing payment solutions on 1165+ devices. We serve businesses of all sizes, offering:

• Card acceptance services through the innovative viva.com Terminal app
• Add-on Google Play devices
• Advanced payment gateway for online stores

Principal Member of Visa and Mastercard for acquiring and issuing services
Viva Wallet Holdings owns a subsidiary Greek banking company (VIVABANK SA) and a subsidiary E-money Institution as per PSD II Directive provisions with pass porting rights across the entire EEA Region.

https://www.viva.com/en-hu

Nexi Group comes from the merger and integration of Nexi, Nets and Sia, and is among the biggest European players in digital payments, now present in more than 25 countries.

A European PayTech company with scale, capabilities, and proximity to provide the simplest, fastest, and safest payment solutions to People, Small and Medium-sized Enterprises, Large International Corporations, Banks, Institutions, and Public Administrations.

https://www.nexigroup.com/en/

A leading financial solutions and payments provider. Through a collection of diverse technologies and services, our business segments meet a wide variety of payment requirements and process transactions throughout the world. Using our platforms, financial institutions, fintechs, and other businesses build globally compliant real-time, cross-border payment solutions.

https://www.euronetworldwide.com/

The leading Slovenian company in the field of processing of modern payment instruments, Bankcard provides reliable, safe and cost-effective processing of transactions with different bank payment instruments.

https://www.bankart.si/en/

A leading worldwide provider of payment technology and software solutions, we’re dedicated to powering commerce for every business, everywhere. We deliver software and services at scale to millions of companies around the world, from ambitious startups to global enterprises.
Whatever your size and ambitions, we’ll help you deliver compelling customer experiences and reach your goals.

https://www.globalpayments.com/en-eu

BORICA is a payment system with settlement finality, processing card-based payment operations that perform net settlement at a predefined time in RINGS (Real-time Interbank Gross Settlement System owned by the Bulgarian National Bank). It executes settlement of interbank payments with payment cards on the territory of the country.

https://www.borica.bg/en

Tieto is an IT service company providing IT, RD and consulting services. With approximately 16 000 experts, it is among the leading IT service companies in Northern Europe and the global leader in selected segments. Tieto specializes in areas where it has the deepest understanding of its customers’ businesses and needs. The superior customer centricity and Nordic expertise set Tieto apart from its competitors. Tieto is the new brand name as of 1 December 2008. The official registered name of the company is TietoEnator Corporation.

https://www.tietoevry.com/

ACI Worldwide, the Universal Payments (UP) company, powers electronic payments for more than 5,100 organizations around the world. More than 1,000 of the largest financial institutions and intermediaries, as well as thousands of global merchants, rely on ACI to execute $14 trillion each day in payments and securities. In addition, myriad organizations utilize our electronic bill presentment and payment services. Through our comprehensive suite of software solutions delivered on customers’ premises or through ACI’s private cloud, we provide real-time, immediate payments capabilities and enable the industry’s most complete omni-channel payments experience.

https://www.aciworldwide.com/

Compass Plus is a mid-size high-tech company holding three complementary business competences within its scope: OLTP software development for retail banking systems and electronic payments, a processing operation (Processing Centre certified with VISA and MasterCard Europe) and EFT-related business and technology consulting. The company was established in 1989 as a successor to a large R&D institute dating back to 1956, first as an industrial automation center and then as a general information technology research laboratory. Historically, a core competence of Compass Plus lies in the development and implementation of object-oriented technologies and tools for building, debugging and maintaining large-scale automated systems. Leveraging this expertise today, Compass Plus is committed to providing refined state-of-the-art products and flexible business solutions that drive all-scale multi-component EFT systems employed in the financial and retail industries, mobile and electronic commerce, interactive self-service business and in other trade areas that engage in electronic payments. In-house developed superior EFT product family – TranzWare™ – incorporates a comprehensive range of integrated customisable products and is fit to suit an array of customer needs. TranzWare™ solutions are capable of reducing clients’ total cost of ownership, improving ROI, increasing efficiency and delivering great benefits to end customers.

http://www.compassplus.com/